
Can Insurance Cover My Roof Replacement? Homeowner Guide
Dec 9, 2023
By Newmark Roofing Team
5-7 min to read
Many homeowners don’t know what their policy actually covers after storm damage.
Insurance policies may cover roof replacement if damage was caused by a covered event such as hail or wind.
Typically Covered
• storm damage
• hail impact
• wind damage
Usually Not Covered
• wear and tear
• poor maintenance
• old age deterioration
Documentation Is Critical
Clear evidence of storm damage helps ensure accurate claim review.





